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Difference Between a Will and a Trust

What’s The Difference Between a Will and A Trust in California? Wills and Trusts are vastly different types of documents.  They may seem similar in some respects, but they are more different than they are similar. What

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Navigating the Economic Storm

“US Recession Probability Reaches 96 Percent Heading into Q4”  The Conference Board1 Is A Recession Coming? While a recession has not been officially declared, the US GDP shows spending has slowed and prices have increased. Many national

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What Is Chapter 7 Bankruptcy?

A Chapter 7 Bankruptcy, often called a “liquidation” bankruptcy is for people who will never be able to pay back their debts and need an entirely fresh start from burdensome debts. A Chapter 7 discharge eliminates most

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Hand holding credit cards

Debt Consolidation Pros & Cons

Consumer debt in this country has soared to $13.86 trillion, according to the New York Federal Reserve, an all-time high. If you’re having a hard time servicing your debt, you’re not the only one. Many people would

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Student Loans Can Be Zeroed Out Through Bankruptcy

Student loan over-indebtedness has adverse consequences equally as devastating as the financial challenges caused by the COVID 19 pandemic. “High levels of post-secondary education debt correlates with lower earnings, lower rates of homeownership, fewer automobile purchases, higher

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